What is an Impact Rider?          And Why It Matters for Your Life Insurance

Impact Riders aren’t standard in the insurance world — but at Bluestone Life^Ⓡ, it’s foundational to who we are and part of how our Premiums with Purpose^Ⓡ puts values into action.

An Impact Rider allows our policyholders to provide a payout to a vetted nonprofit of their choice when a death benefit is paid, at no additional cost. That means your policy can protect your family, community, and our planet.

This simple concept changes everything. It empowers our policyholders to strengthen communities and safeguard our environment. Whether you are passionate about sustainable food systems, community development, or biodiversity, our Impact Rider ensures that the organizations closest to your heart continue to be supported even if you are no longer here to contribute your skills and economic resources.

We believe aligning your financial choices with your values are more important than ever. Through our Premiums with Purpose^Ⓡ model, the Impact Rider is one powerful way to combine an essential product with an intentional approach to promote meaningful change.